Worth IT Financial MakeoversTM ~ the original Est. 2007
It's in vogue to empower yourself and your family regarding your personal finances. We help people regain hope, by identifying do-able and easily implemented solutions. The objective view provided helps people see solutions they missed because their financial issues are too close to home. We used to help clients find funds to invest, however in the present economic climate, some use the extra funds to make ends meet.
Tuesday, March 9, 2010
What do I get in a Worth IT Financial MakeoverTM?
Beware the array of copy cats that are offering similar sounding services as they are riding out the wave of this business' goodwill.
J: So what do I get in a Worth IT Financial MakeoverTM?
P: You are empowered with options to improve your finances ongoing and create positive cash-flow you get an objective view of your finances. You gain financial wisdom. It’s about getting more bang for your buck, NOT about tightening your belt (that is Min of Finances job)SMILE. In fact, in working together with Lucille you may keep your lifestyle or improve it.
J: So can it be considered Debt Counselling?
P: No, in fact in many respects the Worth IT Financial MakeoverTM is the polar opposite of Debt Counselling. Lucille helps families one on one so the solutions are uniquely tailored to your family and it is aligned with the future goals of both husband and wife. Most importantly you remain in control of your future financial decisions, which is not the case with debt counselling!
A: Oh, it is financial planning?
P: No, Worth IT Financial MakeoversTM does not sell financial products.
J: Tell me more about it…
P: Worth IT Financial MakeoversTM is Lucille's brain child. It is a professional service provided nation-wide and pitched at a household level. The goal is to help both husband and wife gain knowledge of the various options available to them to create positive cash-flow in their personal finances. It can be done in person OR via a combo of email, internet and skype contact.
J: So it is for people in financial difficulty?
P: Not at all, it is for everyone wanting to empower themselves regarding their personal finances, people who want to get ahead financially. J: So how did Lucille come up with the concept?
P: After a life time career in finance, Lucille realised that she has always been providing financial education to people who often did not follow the advice, but would afterwards comment along the lines: "Yeah, we should have listened to your advice cos now we are ....."
On pondering the STOCK MARKET collapse mid 2007 and noticing how the average consumer remained blissfully unaware of the changes in the economy and the resultant impact on their nest eggs, Lucille identified a need in the market. Considering also that when people pay for a service they take the advice seriously and actually listen to and implement it. She also has the desire to make a difference and her personal mission is that: Lucille is intent on making a difference regarding poverty and abuse by infusing an ABUNDANCE mind-set on the continent, also keen to LINK/CONNECT people who are yearning to share their gifts with the world. The Big Picture stuff that makes life worth living.
J: So what do I need to do to get going?
P: That is a great question to ask Lucille directly.....
L: Hello J, if husband and wife do the preparation (yeah I give you homework! SMILE) it is possible to finish the Worth IT Financial MakeoverTM within 2hours - cool eh! You are then empowered to make changes in your financial affairs. Some folks prefer a bit more handholding during the changes, so that can be arranged also.
It is a very practical session and can be done in your own home J, as your kids are still small then you don't have to hassle about baby sitters. We could do it one evening after 8pm when small kids are sleeping so that you are not distracted.
The service is uniquely tailored to your household and your family goals, I also bring in some theory and then inevitably emotional stuff related to money comes up and we take a practical look at that, which often opens the doors for cash flow! You will gain options around efficiencies with your income and expenses and the idea is to show you how your family can gain positive cash flow.
If you look at my blogs you will see I am a Corporate Hippie ;>> so I also show people which systems impact their life, then they can decide which systems to use in their favour and which they choose to move away from.
email lucilleworth@gmail.com and leave a message, you will get a call to compare diaries and then we set up the meeting and chose the venue (or method of contact).
J: What if I dont want to include my spouse in the conversation?
L: No problem J, you want to look at why you don't want to include your spouse sometimes their is a logical reason, other times you are blocking your cash-flow for that very reason. We would look at it together to ascertain the implications. The Worth IT Financial MakeoverTM can be done with you alone.
If you are considering DIVORCE we can connect you with professionals who can support and guide so you have the information/options you require before you make the final decision.
It is beneficial then to get your personal finances in order before you get divorced and review your approach to the divorce, as an amicable divorce can help you keep relationships in tact, protect the children and resultantly cost you less in the process.
Monday, March 30, 2009
Worth IT Financial MakeoversTM published in Oprah Magazine South Africa

Worth IT Financial MakeoverTM tagline was used on the cover.
Contact us to Book/Enquire after Financial MakeoversTM nation-wide at
lucilleworth@gmail.com
CLICK ON THE IMAGE TO VIEW THE COVER
Read the full article about WORTH IT FINANCIAL MAKEOVERStm below this post on the home page
Page 114
The When, Where and How of Money
This page is about taking RESPONSIBILITY for your finances.

CLICK ON THE IMAGE TO READ THE ARTICLE
This page is about taking RESPONSIBILITY for your finances.

CLICK ON THE IMAGE TO READ THE ARTICLE
Page 115
Softer issues like - Child Support
Achieve a goal that you have set and then REWARD yourself on achieving the goal.
Along with the inevitable issue of Cellular Phone expenses; and
buy what you can afford not what you think the Jones'es can afford ;)
"Partymaal is goedkoop duurkoop"

CLICK ON THE IMAGE TO READ THE ARTICLE
Achieve a goal that you have set and then REWARD yourself on achieving the goal.
Along with the inevitable issue of Cellular Phone expenses; and
buy what you can afford not what you think the Jones'es can afford ;)
"Partymaal is goedkoop duurkoop"

CLICK ON THE IMAGE TO READ THE ARTICLE
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Wednesday, March 4, 2009
Why play POKER?

Why play Poker if you can rather spend the TIME to awaken your FINANCIAL GENIUS.
Contact me at worthITfin@gmail.com to book your seat in Gauteng
Have heaps of fun, meet new people, and learn how to improve your personal bottom line in a relaxed and fun environment.
FaceBook Link: Worth IT Financial MakeoversTM
Monday, January 19, 2009
Identification with the body
Sharing with you - Identification with the body
Source: ~Eckhart Tolle – A New Earth
“Apart from objects, another basic form of identification is with “my” body. Firstly, the body is male or female, and so the sense of being a man or woman takes up a significant part of most people’s sense of self. Gender becomes identity. Identification with gender is encouraged at and early age, and it forces you into a role, into conditioned patterns of behaviour that effect all aspects of your life, not just sexuality. It is a role many people become completely trapped in, even more so in some of the traditional societies than in Western culture where identification with gender is beginning to lessen somewhat. In some traditional cultures, the worse fate a woman can have is to be uwed or barren, and for a man is to lack sexual potency and not be able to produce children. Life’s fulfillment is perceived to be fulfillment of one’s gender identity.
In the West, it is the physical appearance of the body that contributes greatly to the sense of who you think you are: its strength or weakness, its perceived beauty or ugliness relative to others. For many people, their sense of self-worth is intimately bound up with their physical strength, good looks, fitness, and external appearance. Many feel a diminished sense of self-worth because they perceive their body as ugly or imperfect.
In some cases, the mental image or concept of “my body” is a complete distortion of reality. A young woman may think of herself as overweight and therefore starve herself when in fact she is quite thin. She cannot see her body, which says “I am fat” or “I will become fat.” At the root of this condition lies identification with the mind. As people have become more and more mind-identified, which is the intensification of egoic dysfunction, there has also been a dramatic increase in the incidence of anorexia in recent decades. If the sufferer could look at her body without the interfering judgments of her mind or even recognize those judgments for what they really are instead of believing in them- or better still, if she could feel her body from within-- this would initiate her healing.
Those who are identified with her good looks, physical strength, or abilities experience suffering when those attributes begin to fade and disappear, as of course they will. Their identity that was based on them is then threatened with collapse. In their case, ugly or beautiful, people derive a significant part of their identity, be it negative or positive, from their body. To be more precise, they derive their identity from the I--thought that they erroneously attach to the mental image or concept of their body, which after all is no more than a physical form that shares the destiny of all forms-- impermanence and ultimately decay.
Equating the physical sense-perceived body that is destined to grow old, wither and die with “I” always leads to suffering sooner or later. To refrain from identifying with the body doesn’t mean that you neglect, despise or no longer care for it. If it is strong, beautiful, or vigorous, you can enjoy and appreciate those attributes-- while they last.
You can improve the body’s condition through right nutrition and exercise. If you don’t equate the body with who you are, when beauty fades, vigour diminishes, or the body becomes incapacitated, this will not affect your sense of worth or identity in any way. In fact, as the body begins to weaken, the formless dimension, the light of consciousness, can shine more easily through the fading form.
It is not just people with good or near-perfect bodies who are likely to equate it with who they are. You can just as easily identify with a “problematic” body and make the body’s imperfection, illness, or disability into your identity. You may then think and speak of yourself as a “sufferer” of this or that chronic illness or disability. You receive a great deal of attention from doctors and others who constantly confirm to you your conceptual identity as a sufferer or a patient. You then consciously cling to the illness because it has become the most important part of who you perceive yourself to be. It has become another thought form with which the ego can identify. Once the ego has found an identity, it does not want to let go. Amazingly but not infrequently, the ego in search of a stronger identity and can and does create illness in order to strengthen itself through them.”
If you are working through A Course in Miracles then I recommend you have a look at Lessons 136 and 137
Source: ~Eckhart Tolle – A New Earth
“Apart from objects, another basic form of identification is with “my” body. Firstly, the body is male or female, and so the sense of being a man or woman takes up a significant part of most people’s sense of self. Gender becomes identity. Identification with gender is encouraged at and early age, and it forces you into a role, into conditioned patterns of behaviour that effect all aspects of your life, not just sexuality. It is a role many people become completely trapped in, even more so in some of the traditional societies than in Western culture where identification with gender is beginning to lessen somewhat. In some traditional cultures, the worse fate a woman can have is to be uwed or barren, and for a man is to lack sexual potency and not be able to produce children. Life’s fulfillment is perceived to be fulfillment of one’s gender identity.
In the West, it is the physical appearance of the body that contributes greatly to the sense of who you think you are: its strength or weakness, its perceived beauty or ugliness relative to others. For many people, their sense of self-worth is intimately bound up with their physical strength, good looks, fitness, and external appearance. Many feel a diminished sense of self-worth because they perceive their body as ugly or imperfect.
In some cases, the mental image or concept of “my body” is a complete distortion of reality. A young woman may think of herself as overweight and therefore starve herself when in fact she is quite thin. She cannot see her body, which says “I am fat” or “I will become fat.” At the root of this condition lies identification with the mind. As people have become more and more mind-identified, which is the intensification of egoic dysfunction, there has also been a dramatic increase in the incidence of anorexia in recent decades. If the sufferer could look at her body without the interfering judgments of her mind or even recognize those judgments for what they really are instead of believing in them- or better still, if she could feel her body from within-- this would initiate her healing.
Those who are identified with her good looks, physical strength, or abilities experience suffering when those attributes begin to fade and disappear, as of course they will. Their identity that was based on them is then threatened with collapse. In their case, ugly or beautiful, people derive a significant part of their identity, be it negative or positive, from their body. To be more precise, they derive their identity from the I--thought that they erroneously attach to the mental image or concept of their body, which after all is no more than a physical form that shares the destiny of all forms-- impermanence and ultimately decay.
Equating the physical sense-perceived body that is destined to grow old, wither and die with “I” always leads to suffering sooner or later. To refrain from identifying with the body doesn’t mean that you neglect, despise or no longer care for it. If it is strong, beautiful, or vigorous, you can enjoy and appreciate those attributes-- while they last.
You can improve the body’s condition through right nutrition and exercise. If you don’t equate the body with who you are, when beauty fades, vigour diminishes, or the body becomes incapacitated, this will not affect your sense of worth or identity in any way. In fact, as the body begins to weaken, the formless dimension, the light of consciousness, can shine more easily through the fading form.
It is not just people with good or near-perfect bodies who are likely to equate it with who they are. You can just as easily identify with a “problematic” body and make the body’s imperfection, illness, or disability into your identity. You may then think and speak of yourself as a “sufferer” of this or that chronic illness or disability. You receive a great deal of attention from doctors and others who constantly confirm to you your conceptual identity as a sufferer or a patient. You then consciously cling to the illness because it has become the most important part of who you perceive yourself to be. It has become another thought form with which the ego can identify. Once the ego has found an identity, it does not want to let go. Amazingly but not infrequently, the ego in search of a stronger identity and can and does create illness in order to strengthen itself through them.”
If you are working through A Course in Miracles then I recommend you have a look at Lessons 136 and 137
Labels:
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What portion of your monthly expenses, if any, return to your wallet within a month?
Do you know what your living expenses are?
Would you like to have the same benefits at lesser cost?
What does it cost you to go to work each day?
Ask many a new mom - it almost costs as much to go to work as what you get to to be there ;) Your income less tax, less travelling expenses, less corporate wardrobe, less crèche and/or after-care, less bought lunches and sometimes even suppers. (you know when you stay late to attend to a deadline and you pop-in for take-aways so that you can at least feed the family when you finally get home after sitting in the 7pm peak hour traffic.)
Does increasing your INCOME and significantly REDUCING your household expenses appeal to you.
You will benefit from learning about various ALTERNATIVES that could make your life easier, save you time and save you money.
We will show you how to reshuffle your finances and even potentially shift your tax burden.
Make contact here:-)
Would you like to have the same benefits at lesser cost?
What does it cost you to go to work each day?
Ask many a new mom - it almost costs as much to go to work as what you get to to be there ;) Your income less tax, less travelling expenses, less corporate wardrobe, less crèche and/or after-care, less bought lunches and sometimes even suppers. (you know when you stay late to attend to a deadline and you pop-in for take-aways so that you can at least feed the family when you finally get home after sitting in the 7pm peak hour traffic.)
Does increasing your INCOME and significantly REDUCING your household expenses appeal to you.
You will benefit from learning about various ALTERNATIVES that could make your life easier, save you time and save you money.
We will show you how to reshuffle your finances and even potentially shift your tax burden.
Make contact here:-)
Labels:
cash-flow,
convenience,
expenses,
income,
saving cost,
time
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